CRED: UPI, Credit Cards, Bills 5.2.4.1

CRED is an exclusive app that caters to all your payment needs. Trusted by over 25 million creditworthy members, CRED rewards you for your financial decisions and payments.

With CRED, you can make various types of payments:

• Online payments: Conveniently pay for your purchases from brands like Swiggy and Myntra using UPI or credit card through CRED Pay.
• Offline payments: Scan QR codes to pay merchants or enable Tap to Pay for contactless payments.
• Send money to anyone: Utilize CRED UPI to make payments to phone numbers or UPI IDs.
• Transfer money to the bank: Easily transfer rent or education fees from your credit card.
• Pay bills: Never miss a due date with bill payment reminders. Pay all types of bills, including utility bills, credit card bills, DTH bills, mobile recharges, and house/office rent.
• Manage credit cards: Add and manage multiple credit cards on CRED without the need for multiple apps.

As a CRED member, you also enjoy additional benefits:

• Check bank balance and credit score: Keep track of your credit score report.
• View hidden charges: Detect hidden charges on your credit cards and get alerts for duplicate transactions.
• Get spending analysis: Monitor your credit card usage with a comprehensive spending analysis chart.
• Earn rewards: Unlock exclusive perks and privileges as a valued CRED member.

CRED offers more than just payment services:

• Curated shopping experience on CRED Store
• Curated stays and holiday packages at special prices through CRED Escapes
• Manage vehicle-related services such as insurance, FASTag, and PUCC through CRED Garage
• Access pre-approved personal loans with CRED Cash

Beyond payments, CRED allows you to pay various bills using credit cards or UPI:

• Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, and more.
• Education: Pay fees for college, school, tuition, and other educational expenses.
• Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, and more.
• Utility Bills: Settle electricity bills, LPG cylinder payments, water bills, municipal taxes, and more.
• Other Bills: Make fastag recharges, pay insurance premiums, repay loans, and more.

Becoming a CRED member is easy:

1. CRED is designed to reward individuals with a credit score of 750+.
2. Simply download the CRED app and provide your name, mobile number, and email ID.
3. You will receive a free credit score report.
4. If your credit score is 750+, you will be prompted to verify your credit card details.
5. Enjoy the privileges of being a CRED member.

Credit score on CRED:

• CRED allows you to check your credit score regardless of your credit card provider.
• Each credit bureau has its own credit score scale.
• A credit score of 700+ on CRIF and Experian is considered good.
• A higher credit score indicates good financial behavior.

Supported credit cards on CRED:

CRED supports SBI, HDFC, Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, and all VISA, MasterCard, American Express, and Discover credit cards.

Lending partners on CRED:

CRED works with IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Parfait Finance & Investments Pvt. Ltd.

Contact us:

If you have any queries or feedback, please reach out to us at [email protected].

Experience the convenience of paying anyone via UPI, clearing all your bills, improving your credit score, and earning rewards with CRED. Download now.